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According to Affirm’s website, your credit score can be stricken by the mortgage.
Isn’t any collections method and it wont negatively have an effect on your credit. The penalty? You may be not able to use.
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and the way does it impact my credit rating? When you first create an Affirm account, we carry out a ‘tender’ credit score check to assist verify your identification and decide your eligibility for financing. This ‘gentle’.